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Health Insurance Decoded

If you’re like most people, you’ve probably never considered getting a personal health insurance plan. For most of us, especially those who are employed, our concept of health insurance usually revolves around PhilHealth or the company-provided HMO. You might be asking, “What is critical illness insurance? And doesn’t my current HMO cover that already?” Here, we breakdown the features of a basic critical insurance plan found in the Philippines, as well as the benefits of having one. If by the end you feel that you would like to know more, feel free to send us a message.

How to protect yourself from unexpected medical expenses

Here’s the reality: The cost of medical expenses, including hospitalization, meds, and other out-of-pocket fees, can easily eat up your wealth faster than you make it. Here, we share some proactive measures you can take to safeguard your finances (and avoid going into debt!) should a health emergency arise.

Single-pay VUL 101

For first time investors, putting money in the stock market can be an intimidating experience. We often hear things like “How?” or “Where do I start?” Fortunately for us, single-pay variable universal life (SP VUL) is an option available for beginners as well as experienced investors. For almost 2 decades now, SP VUL has been the investment vehicle of choice for people who want flexibility with their money as well as the potential to earn higher returns in the long term. That’s why here at Insurance Manila PH, we compiled 5 things that you need to know before you decide to invest in SP VUL.